{"id":2601,"date":"2023-05-24T16:59:34","date_gmt":"2023-05-24T14:59:34","guid":{"rendered":"https:\/\/www.univ-lorraine.fr\/welcome\/?p=2601"},"modified":"2026-05-27T11:06:29","modified_gmt":"2026-05-27T09:06:29","slug":"la-complementaire-sante-ou-mutuelle-pour-les-chercheurs","status":"publish","type":"post","link":"https:\/\/www.univ-lorraine.fr\/welcome\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\/","title":{"rendered":"La compl\u00e9mentaire sant\u00e9 ou mutuelle pour les chercheurs"},"content":{"rendered":"<div class=\"gb-grid-wrapper gb-grid-wrapper-adbe2123\">\n<div class=\"gb-grid-column gb-grid-column-30a9a624\"><div class=\"gb-container gb-container-30a9a624\">\n\n<p>En France, l&rsquo;Assurance Maladie (S\u00e9curit\u00e9 Sociale) ne rembourse pas totalement les d\u00e9penses de sant\u00e9. Une compl\u00e9mentaire sant\u00e9 (ou mutuelle) permet de couvrir les frais restant \u00e0 la charge de l\u2019assur\u00e9.<\/p>\n\n\n\n<p>Pour b\u00e9n\u00e9ficier d\u2019un remboursement <strong>optimal<\/strong> de vos frais de sant\u00e9, vous pouvez souscrire une <strong>compl\u00e9mentaire sant\u00e9<\/strong> ou <strong>mutuelle<\/strong>. Elle n\u2019est <strong>pas obligatoire <\/strong>mais <strong>vivement conseill\u00e9e<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-ecb66c61\"><div class=\"gb-container gb-container-ecb66c61\">\n<div class=\"gb-container gb-container-11ab9120 logo-welcome\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-3e644299\">\n<div class=\"gb-grid-column gb-grid-column-ecf82584\"><div class=\"gb-container gb-container-ecf82584\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"70\" height=\"66\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/isotype_ul.png\" alt=\"\" class=\"wp-image-1278\"\/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-3b030eb1\"><div class=\"gb-container gb-container-3b030eb1 incline\">\n\n<p class=\"gb-headline gb-headline-ed03fd0f gb-headline-text\"><strong>compl\u00e9ment<\/strong><\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-8568a6a8\"><div class=\"gb-container gb-container-8568a6a8\">\n\n<p class=\"gb-headline gb-headline-4b86ef7f gb-headline-text\"><strong>Sant\u00e9 ou mutuelle ?<\/strong><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n<p>Le <strong>tarif des cotisations varie selon<\/strong> votre situation (doctorant, chercheur) <strong>et prend en compte divers crit\u00e8res<\/strong>&nbsp;: niveau de couverture choisi, le montant des revenus, l\u2019\u00e2ge, le statut (salari\u00e9 ou non), etc. Si vous \u00eates doctorant ou chercheur, des offres sp\u00e9ciales ont \u00e9t\u00e9 n\u00e9goci\u00e9es pour vous. Pour plus d&rsquo;informations, cliquez <a href=\"https:\/\/www.fnak.fr\/offres-negociees\/\">ici<\/a><\/p>\n\n\n\n<p>Les remboursements varient selon les contrats et selon la compl\u00e9mentaire sant\u00e9 choisie. Elles remboursent en partie ou en totalit\u00e9 les d\u00e9penses non prises en charge par l\u2019Assurance Maladie.<\/p>\n\n\n<div class=\"gb-container gb-container-2d6cedb9\">\n\n<p><strong>Il existe 2 types de compl\u00e9mentaires sant\u00e9 :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La compl\u00e9mentaire sant\u00e9 solidaire (C2S) : g\u00e9r\u00e9e directement par l&rsquo;Assurance Maladie fran\u00e7aise, sur crit\u00e8res sociaux. Un simulateur permet d\u2019estimer vos droits \u00e0 la compl\u00e9mentaire sant\u00e9 solidaire : <a href=\"https:\/\/www.ameli.fr\/simulateur-droits\/public\/\" target=\"_blank\" rel=\"noreferrer noopener\">acc\u00e8s au simulateur<\/a>.<\/li>\n\n\n\n<li>Les compl\u00e9mentaires sant\u00e9 du secteur priv\u00e9 ou mutuelles : avant de choisir une mutuelle, il est recommand\u00e9 de consulter le <a href=\"https:\/\/www.quechoisir.org\/guide-d-achat-mutuelle-n8479\/\" target=\"_blank\" rel=\"noreferrer noopener\">guide d\u2019achat<\/a> d\u2019une mutuelle <strong>afin de trouver celle adapt\u00e9e \u00e0 vos besoins et \u00e0 votre budget<\/strong>.<\/li>\n<\/ul>\n\n<\/div>\n\n<div class=\"gb-container gb-container-f33d5fbd related-content\">\n\n<h2 class=\"gb-headline gb-headline-57d2803e gb-headline-text\">Ces contenus pourraient aussi vous int\u00e9resser<\/h2>\n\n\n<a href='?type=post&#038;filter_profil=&#038;filter_temporalite=&#038;filter_thematique=&#038;search='><button>Effacer mes choix<\/button><\/a>\r\n<ul class=\"liste-resume\">\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/assurance-maladie-pour-doctorants-chercheurs\/\">EURAXESS : Assurance Maladie pour les doctorants &amp; chercheurs internationaux<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale-300x169.jpg\" class=\"attachment-medium size-medium\" alt=\"Cubes en bois repr\u00e9sentant une croix, un c\u0153ur, une seringue et une goutte\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale-300x169.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale-1024x576.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale-768x432.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale-1536x864.jpg 1536w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/vue-face-assortiment-elements-nature-morte-medicale.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>En France, l&rsquo;Assurance Maladie est obligatoire et gratuite pour les \u00e9tudiants. Aussi appel\u00e9e \u00ab S\u00e9curit\u00e9 Sociale \u00bb cet organisme public prend en charge une partie de vos frais de sant\u00e9.<\/p>\n\r\n\t\t\t<a href=\"\/welcome\/assurance-maladie-pour-doctorants-chercheurs\/\" class=\"lireplus\" title=\"EURAXESS : Assurance Maladie pour les doctorants &amp; chercheurs internationaux\">Lire plus<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/le-sse-service-de-sante-etudiante\/\">Le SSE : Service de sant\u00e9 \u00e9tudiante<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope-300x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope-300x300.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope-1024x1024.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope-150x150.jpg 150w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope-768x768.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/banniere-medicale-stethoscope.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>Dans chaque universit\u00e9, le SSE (Service de Sant\u00e9 Etudiante) propose un accompagnement m\u00e9dico-psycho-social \u00e0 tous les \u00e9tudiants de l\u2019enseignement sup\u00e9rieur (\u00e9tudiants et doctorants).<\/p>\n\r\n\t\t\t<a href=\"\/welcome\/le-sse-service-de-sante-etudiante\/\" class=\"lireplus\" title=\"Le SSE : Service de sant\u00e9 \u00e9tudiante\">Lire plus<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>En France, l&rsquo;Assurance Maladie (S\u00e9curit\u00e9 Sociale) ne rembourse pas totalement les d\u00e9penses de sant\u00e9. Une compl\u00e9mentaire sant\u00e9 (ou mutuelle) permet de couvrir les frais restant \u00e0 la charge de l\u2019assur\u00e9.<\/p>\n","protected":false},"author":294,"featured_media":1633,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"temporalite":[56],"profil":[46],"thematique":[62],"class_list":["post-2601","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informations-pratiques","temporalite-pendant","profil-enseignant-chercheur","thematique-sante","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La compl\u00e9mentaire sant\u00e9 ou mutuelle pour les chercheurs - Welcome<\/title>\n<meta name=\"description\" content=\"L&#039;Assurance Maladie ne rembourse pas int\u00e9gralement les d\u00e9penses de sant\u00e9. Une compl\u00e9mentaire sant\u00e9 permet de couvrir les frais restants.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.univ-lorraine.fr\/welcome\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La compl\u00e9mentaire sant\u00e9 ou mutuelle pour les chercheurs - Welcome\" \/>\n<meta property=\"og:description\" content=\"L&#039;Assurance Maladie ne rembourse pas int\u00e9gralement les d\u00e9penses de sant\u00e9. Une compl\u00e9mentaire sant\u00e9 permet de couvrir les frais restants.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.univ-lorraine.fr\/welcome\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\/\" \/>\n<meta property=\"og:site_name\" content=\"Welcome\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-24T14:59:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-27T09:06:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/impressionne-cote-jeune-femme-medecin-portant-robe-medicale-stethoscope-attrape-menton-isole-mur-jaune.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1695\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anne-Clemence Voisin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anne-Clemence Voisin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/\"},\"author\":{\"name\":\"Anne-Clemence Voisin\",\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/#\\\/schema\\\/person\\\/625386703e9c14f35e161df7d5c49a31\"},\"headline\":\"La compl\u00e9mentaire sant\u00e9 ou mutuelle pour les chercheurs\",\"datePublished\":\"2023-05-24T14:59:34+00:00\",\"dateModified\":\"2026-05-27T09:06:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/\"},\"wordCount\":255,\"publisher\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/wp-content\\\/uploads\\\/sites\\\/41\\\/2023\\\/02\\\/impressionne-cote-jeune-femme-medecin-portant-robe-medicale-stethoscope-attrape-menton-isole-mur-jaune.jpg\",\"articleSection\":[\"Tous les articles\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/\",\"url\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/\",\"name\":\"La compl\u00e9mentaire sant\u00e9 ou mutuelle pour les chercheurs - Welcome\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/la-complementaire-sante-ou-mutuelle-pour-les-chercheurs\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/wp-content\\\/uploads\\\/sites\\\/41\\\/2023\\\/02\\\/impressionne-cote-jeune-femme-medecin-portant-robe-medicale-stethoscope-attrape-menton-isole-mur-jaune.jpg\",\"datePublished\":\"2023-05-24T14:59:34+00:00\",\"dateModified\":\"2026-05-27T09:06:29+00:00\",\"description\":\"L'Assurance Maladie ne rembourse pas int\u00e9gralement les d\u00e9penses de sant\u00e9. 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