{"id":2661,"date":"2023-05-26T09:55:43","date_gmt":"2023-05-26T07:55:43","guid":{"rendered":"https:\/\/www.univ-lorraine.fr\/welcome\/?p=2661"},"modified":"2024-11-13T16:32:47","modified_gmt":"2024-11-13T15:32:47","slug":"planning-and-managing-your-budget","status":"publish","type":"post","link":"https:\/\/www.univ-lorraine.fr\/welcome\/en\/planning-and-managing-your-budget\/","title":{"rendered":"Planning and managing your budget"},"content":{"rendered":"<div class=\"gb-grid-wrapper gb-grid-wrapper-d40cbf2e\">\n<div class=\"gb-grid-column gb-grid-column-b057802f\"><div class=\"gb-container gb-container-b057802f\">\n\n<p>For a successful study experience, make sure your <strong>financial resources<\/strong> <strong>are<\/strong> <strong>in relation to the cost of living in Lorraine<\/strong>, i.e. <strong>sufficient <\/strong>to finance <strong>the entire duration <\/strong>of your stay in France.<\/p>\n\n\n\n<p><br><strong>Preparing your budget<\/strong> must therefore be <strong>the first step<\/strong> <strong>before <\/strong>you decide to study in France!<\/p>\n\n\n\n<p>Be aware of <strong>the difference in living standards between your country and France<\/strong>: the cost of living in France can be quite high. So <strong>if you do not have have enough money<\/strong>, avoid the stress of financial problems that could affect your health and studies and <strong>consider postponing your stay in France<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-9ad7d484\"><div class=\"gb-container gb-container-9ad7d484\">\n<div class=\"gb-container gb-container-11ab9120 logo-welcome\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-3e644299\">\n<div class=\"gb-grid-column gb-grid-column-ecf82584\"><div class=\"gb-container gb-container-ecf82584\">\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"70\" height=\"66\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/isotype_ul.png\" alt=\"\" class=\"wp-image-1278\" style=\"width:70px;height:66px\"\/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-3b030eb1\"><div class=\"gb-container gb-container-3b030eb1 incline\">\n\n<p class=\"gb-headline gb-headline-ed03fd0f gb-headline-text\"><strong>Planning<\/strong><\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-8568a6a8\"><div class=\"gb-container gb-container-8568a6a8\">\n\n<p class=\"gb-headline gb-headline-4b86ef7f gb-headline-text\"><strong>your Budget<\/strong><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Prepare your budget before your departure <\/h2>\n\n\n\n<p>To prepare your stay, we recommend that you draw up a <strong>realistic<\/strong> monthly budget that takes into account <strong>all your expenses<\/strong>: accommodation, food, studies, transport, healthcare, mobile and internet packages, leisure activities, etc.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>List your <strong>resources<\/strong>: <strong>only resources you are sure of<\/strong>, such as grants (if you have a grant certificate) and your own income (from a financial guarantor, personal savings, etc.).<\/li>\n\n\n\n<li>List your <strong>expenses<\/strong>: find out the <strong>real cost of living <\/strong>in France and <strong>watch out<\/strong> for price rises in France, particularly for rent and energy (gas\/electricity).<\/li>\n\n\n\n<li>Plan for all expenses <strong>before you leave<\/strong> \/ <strong>on your arriva<\/strong>l \/ and <strong>throughout your studies<\/strong> in France.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"true\" data-scroll=\"false\" data-scroll-offset=\"0\"><h2 id=\"at-26610\" class=\"c-accordion__title js-accordion-controller\" role=\"button\">Expenses before leaving for France <\/h2><div id=\"ac-26610\" class=\"c-accordion__content\">\n<ul class=\"wp-block-list\">\n<li>For <strong>non-EU nationals<\/strong>: visa application (cost varies depending on the country)<\/li>\n\n\n\n<li>Booking fees for your accommodation in France<\/li>\n\n\n\n<li>Deposit for your accommodation in France (around one month&rsquo;s rent)<\/li>\n\n\n\n<li><strong>If CROUS accommodation<\/strong>: accommodation and liability insurance<\/li>\n\n\n\n<li>Plane, train and\/or bus ticket(s)<\/li>\n\n\n\n<li>If necessary, translation(s) of document(s), etc\u2026<\/li>\n<\/ul>\n\n\n\n<p><strong>Please note<\/strong>: this list is not exhaustive and depends on your personal situation.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"true\" data-scroll=\"false\" data-scroll-offset=\"0\"><h2 id=\"at-26611\" class=\"c-accordion__title js-accordion-controller\" role=\"button\">Expenses on your arrival in France<\/h2><div id=\"ac-26611\" class=\"c-accordion__content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.univ-lorraine.fr\/en\/education\/enrolment-at-universite-de-lorraine\/\"><strong>Tuition fees<\/strong><\/a> (can be paid over 3 consecutive months <strong>if <\/strong>\u00ab\u00a0differentiated\u00a0\u00bb tuition fees for <strong>non-EU nationals<\/strong>)<\/li>\n\n\n\n<li>\u00ab\u00a0<a href=\"https:\/\/www.univ-lorraine.fr\/en\/education\/enrolment-at-universite-de-lorraine\/\"><strong>CVEC<\/strong><\/a>\u00a0\u00bb tax (Contribution de Vie Etudiante et de Campus)<\/li>\n\n\n\n<li><strong>If you are a non-EU national: <\/strong>visa validation fee (if VLS-TS visa) or residence permit application fee (if visa with residence permit to be applied for on arrival in France = \u00ab\u00a0titre de s\u00e9jour \u00e0 solliciter \u00e0 l&rsquo;arriv\u00e9e en France\u00a0\u00bb)<\/li>\n\n\n\n<li>Accommodation costs:\n<ul class=\"wp-block-list\">\n<li><strong>If CROUS <\/strong>accommodation: first month&rsquo;s rent (less the \u20ac100 reservation fee already paid)<\/li>\n\n\n\n<li><strong>If private<\/strong> accommodation: first month&rsquo;s rent + security deposit, and the possible cost of: \n<ul class=\"wp-block-list\">\n<li>reservation (or agency) fees <\/li>\n\n\n\n<li>opening gas and\/or electricity meter(s).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>If private <\/strong>accommodation: accommodation and liability insurance<\/li>\n\n\n\n<li><strong>if unfurnished<\/strong> accommodation: furniture and equipment<\/li>\n<\/ul>\n\n\n\n<p><strong>Please note<\/strong>: this list is not exhaustive and depends on your personal situation<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"true\" data-scroll=\"false\" data-scroll-offset=\"0\"><h2 id=\"at-26612\" class=\"c-accordion__title js-accordion-controller\" role=\"button\">Daily expenses throughout your stay in France<\/h2><div id=\"ac-26612\" class=\"c-accordion__content\">\n<p>Your budget must be : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>planned for<\/strong> <strong>each month <\/strong>of your stay in France<\/li>\n\n\n\n<li><strong>realistic, <\/strong>taking into account<strong> all expenses<\/strong>: accommodation, food, study, transport, health, mobile and internet packages, leisure activities, etc.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<div class=\"gb-container gb-container-4e39c18a\"><div class=\"gb-inside-container\">\n\n<h2 class=\"wp-block-heading\">If you are a citizen of a <span style=\"text-decoration: underline;\">non<\/span>-European Union country<\/h2>\n\n\n\n<p>You will have to prove that you have a <strong><span style=\"text-decoration: underline;\">minimum<\/span> of 615 euros per month<\/strong> (<strong>excluding <\/strong>school fees) to apply for your <strong> visa <\/strong>and <strong>residence permit<\/strong>.<\/p>\n\n\n\n<p>To do so, you must provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a grant certificate<\/li>\n\n\n\n<li>OR a statement from a financial guarantor (relative, friend, etc.) in France or abroad<\/li>\n\n\n\n<li>OR a permanent irrevocable transfer order from your bank in your usual country of residence<\/li>\n\n\n\n<li>OR a certificate of adequate credit balance in a bank account in  France<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Please note:<\/h4>\n\n\n\n<p>Even once you are in France, any social welfare benefits you <em>might <\/em>be entitled to <strong>are not taken into account <\/strong>by the Pr\u00e9fecture<strong> in the \u20ac615 per month amount<\/strong>. <strong>So, don&rsquo;t take them into account when preparing your budget!<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Useful information:<\/h4>\n\n\n\n<p>You must have <strong>financed <\/strong>your studies <strong>before <\/strong>arriving in France: so don&rsquo;t include <em>any <\/em>income from a job you <em>might <\/em>find <em>once <\/em>you are in France!<\/p>\n\n\n\n<p>In fact, as a citizen from a <span style=\"text-decoration: underline;\">non<\/span>-EU country, you are authorised to work in France <strong>on an ancillary basis<\/strong> <em><strong>only<\/strong><\/em>: 60% of annual working time \/ 50% for <strong>Algerian students<\/strong>.<\/p>\n\n\n\n<p>Moreover, if you arrive in France with a visa stating \u00ab\u00a0residence permit to be applied for on arrival\u00a0\u00bb (\u00ab\u00a0titre de s\u00e9jour \u00e0 solliciter \u00e0 l&rsquo;arriv\u00e9e en France\u00a0\u00bb), <strong>you will not be authorised to work until<\/strong> you have obtained:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>your <strong>final<\/strong><em> <\/em>residence permit <\/li>\n\n\n\n<li><strong>+ if you are of Algerian nationality<\/strong>: a <strong>work permit<\/strong> which is <strong>compulsory <\/strong><em>from <\/em>the first hour of work!<\/li>\n<\/ul>\n\n<\/div><\/div>\n\n<div class=\"gb-container gb-container-f33d5fbd related-content\">\n\n<h2 class=\"gb-headline gb-headline-57d2803e gb-headline-text\">This content may also interest you<\/h2>\n\n\n<a href='?type=post&#038;filter_profil=&#038;filter_temporalite=&#038;filter_thematique=&#038;search='><button>Clear my choices<\/button><\/a>\r\n<ul class=\"liste-resume\">\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/en\/grants\/\">Grants<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept-300x200.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept-1024x683.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept-768x512.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept-1536x1024.jpg 1536w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/argent-ecrit-craie-blanche-est-portee-main-dessinez-concept.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>Grants are on offer to international students from public institutions, companies and foundations, and the Erasmus+ program.<\/p>\n\r\n\t\t\t<a href=\"\/welcome\/en\/grants\/\" class=\"lireplus\" title=\"Grants\">Read more<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/en\/working-during-your-studies\/\">Working in France<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull-300x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull-300x300.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull-1024x1024.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull-150x150.jpg 150w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull-768x768.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/jeune-femme-coupe-cheveux-afro-portant-pull.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>You want to work in France during or after your studies? Consult this page and get all the  information you need.   <\/p>\n\r\n\t\t\t<a href=\"\/welcome\/en\/working-during-your-studies\/\" class=\"lireplus\" title=\"Working in France\">Read more<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>For a successful study stay, make sure your financial resources are in relation to the cost of living in Lorraine, i.e. sufficient to finance the entire duration of your stay in France.<\/p>\n<p>Preparing your budget must therefore be the first step before you decide to study in France!<\/p>\n","protected":false},"author":283,"featured_media":1563,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[9],"tags":[],"temporalite":[97,101],"profil":[93,89],"thematique":[207,119],"class_list":["post-2661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-useful-information","temporalite-before-your-arrival","temporalite-during-my-stay","profil-phd-student","profil-student","thematique-budget-grants","thematique-everyday-life","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Planning and managing your budget - Welcome<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.univ-lorraine.fr\/welcome\/en\/planning-and-managing-your-budget\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planning and managing your budget - Welcome\" \/>\n<meta property=\"og:description\" content=\"For a successful study stay, make sure your financial resources are in relation to the cost of living in Lorraine, i.e. sufficient to finance the entire duration of your stay in France. Preparing your budget must therefore be the first step before you decide to study in France!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.univ-lorraine.fr\/welcome\/en\/planning-and-managing-your-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"Welcome\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-26T07:55:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-13T15:32:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/cochonaille.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1844\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Planning and managing your budget\",\"datePublished\":\"2023-05-26T07:55:43+00:00\",\"dateModified\":\"2024-11-13T15:32:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/\"},\"wordCount\":715,\"publisher\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/wp-content\\\/uploads\\\/sites\\\/41\\\/2023\\\/02\\\/cochonaille.png\",\"articleSection\":[\"All posts\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/\",\"url\":\"https:\\\/\\\/www.univ-lorraine.fr\\\/welcome\\\/en\\\/planning-and-managing-your-budget\\\/\",\"name\":\"Planning and managing your budget - 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