{"id":3609,"date":"2023-06-22T12:28:39","date_gmt":"2023-06-22T10:28:39","guid":{"rendered":"https:\/\/www.univ-lorraine.fr\/welcome\/?p=3609"},"modified":"2026-03-16T16:00:21","modified_gmt":"2026-03-16T15:00:21","slug":"compulsory-insurances-in-france","status":"publish","type":"post","link":"https:\/\/www.univ-lorraine.fr\/welcome\/en\/compulsory-insurances-in-france\/","title":{"rendered":"Compulsory insurance in France"},"content":{"rendered":"<div class=\"gb-grid-wrapper gb-grid-wrapper-57786e57\">\n<div class=\"gb-grid-column gb-grid-column-c2f9e3aa\"><div class=\"gb-container gb-container-c2f9e3aa\">\n\n<h2 class=\"wp-block-heading\" id=\"Assurances-L\u2019assuranceresponsabilit\u00e9civile\">Civil Liability<\/h2>\n\n\n\n<p>This is <strong>insurance<\/strong> against <strong>harm caused to other people<\/strong> (e.g. accidents). You must present the certificate during your administrative enrollment at the University. You may also be asked to produce it when you sign an internship agreement or work contract.&nbsp;<\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-fa241d9b\"><div class=\"gb-container gb-container-fa241d9b\">\n<div class=\"gb-container gb-container-11ab9120 logo-welcome\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-3e644299\">\n<div class=\"gb-grid-column gb-grid-column-ecf82584\"><div class=\"gb-container gb-container-ecf82584\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"70\" height=\"66\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/isotype_ul.png\" alt=\"\" class=\"wp-image-1278\"\/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-3b030eb1\"><div class=\"gb-container gb-container-3b030eb1 incline\">\n\n<p class=\"gb-headline gb-headline-ed03fd0f gb-headline-text\"><strong>COMPULSORY<\/strong><\/p>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-8568a6a8\"><div class=\"gb-container gb-container-8568a6a8\">\n\n<p class=\"gb-headline gb-headline-4b86ef7f gb-headline-text\"><strong>INSURANCes In france<\/strong><\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-text-color has-welcome-5-color has-alpha-channel-opacity has-welcome-5-background-color has-background is-style-wide\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Assurances-L\u2019assurancehabitation\">Home insurance<\/h2>\n\n\n\n<p>You must provide the owner or manager of your accommodation (including for CROUS university residences) with your <strong>home insurance<\/strong> <strong>certificate before <\/strong>you are given the keys and can move into your accommodation. This insurance covers you financially in the event of fire, flood damage, burglary, etc. in your accommodation.<br><\/p>\n\n\n\n<p><strong>Multi-risk home insurance<\/strong> <strong>combines several insurances<\/strong> (e.g.  personal third-party liability and home insurance). There are numerous combinations of basic and complementray insurances, depending on your needs and insurance companies.<br><\/p>\n\n\n\n<p>If you live in a university residence or communal accommodation, we recommend that you take out a policy that covers theft, which is common in these types of accommodation.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-welcome-1-color has-alpha-channel-opacity has-welcome-1-background-color has-background is-style-wide\"\/>\n\n\n\n<h2 class=\"gb-headline gb-headline-accceb71 gb-headline-text\">Where and how to subscribe to these policies:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With a <strong>student insurance company<\/strong>: <strong>MGEL <\/strong>(Universit\u00e9 de Lorraine partner) or <strong>ADH<\/strong>,<strong> <\/strong>whose online subscription procedure takes no time at all and is <strong>recommended by CROUS student residences<\/strong>.<\/li>\n\n\n\n<li>Most banks also offer these types of policies. You can ask about them when you open your bank account.  <\/li>\n<\/ul>\n\n\n<div class=\"gb-container gb-container-f33d5fbd related-content\">\n\n<h2 class=\"gb-headline gb-headline-57d2803e gb-headline-text\">This content may also interest you<\/h2>\n\n\n<a href='?type=post&#038;filter_profil=&#038;filter_temporalite=&#038;filter_thematique=&#038;search='><button>Clear my choices<\/button><\/a>\r\n<ul class=\"liste-resume\">\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/en\/opening-a-bank-account\/\">Opening a bank account<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"192\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-300x192.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-300x192.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-1024x656.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-768x492.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-1536x984.jpg 1536w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>To open a bank account in France, you can contact the bank of your choice. Student associations (e.g. BDE) have agreements with local banks and can help you open an account.\u00a0<\/p>\n\r\n\t\t\t<a href=\"\/welcome\/en\/opening-a-bank-account\/\" class=\"lireplus\" title=\"Opening a bank account\">Read more<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n\r\n<li class=\"resume Non\">\r\n\t<h2><a href=\"\/welcome\/en\/opening-a-bank-account-for-researchers\/\">Opening a bank account for researchers<\/a><\/h2>\r\n\t<div class=\"contenu\">\r\n\t\t<div class=\"image\">\r\n\t\t\t<img decoding=\"async\" width=\"300\" height=\"192\" src=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-300x192.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-300x192.jpg 300w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-1024x656.jpg 1024w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-768x492.jpg 768w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving-1536x984.jpg 1536w, https:\/\/www.univ-lorraine.fr\/welcome\/wp-content\/uploads\/sites\/41\/2023\/02\/Banker-taking-clients-money-for-saving.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\r\n\t\t<\/div>\r\n\t\t<div class=\"texte\">\r\n\t\t\t<p>Find basic information and the list of documents you&rsquo;ll need to open a bank account in France here. <\/p>\n\r\n\t\t\t<a href=\"\/welcome\/en\/opening-a-bank-account-for-researchers\/\" class=\"lireplus\" title=\"Opening a bank account for researchers\">Read more<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/li>\r\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In France, civil liability and home insurance provide financial cover against damage caused to other people and in the event of an incident in your accommodation (fire, water damage, etc.).<\/p>\n","protected":false},"author":7,"featured_media":1845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[9],"tags":[],"temporalite":[101],"profil":[93,95,89],"thematique":[107],"class_list":["post-3609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-useful-information","temporalite-during-my-stay","profil-phd-student","profil-professor-researcher","profil-student","thematique-bank-and-insurance","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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